Clovis California Car Title Loans

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Find Out How Much Money Your vehicle Qualifies For!

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Do You Need Money Fast?

A car title loan could be the perfect answer to help you get the money you need as fast as possible.

Fast, No Hassle Process

Each situation is unique but below is the most common items that you will need to complete a loan application. To speed up the process, these items can be submitted by text message or email.
  • Qualifying Vehicle - Car, Truck, Van, SUV, Motorcycle, Commercial Vehicle That is Paid Off
  • Photo Identification - Driver's License or State Issued ID Card
  • Insurance on Your Vehicle
  • Proof of Your Home Address - Utility Bill
  • Proof of Your Income - Latest Paystub
  • Photos of Your Vehicle

Car Title Loans in Clovis CA Online

We make it easy to get the cash you need even when you don't qualify for a traditional bank loan. If you own your car you could qualify for a car title loan and get the cash you need. Residents in the Clovis CA area can borrow between $2,500 and $50,000 even when your credit is bad or credit scores are low.
It is easy to apply for your car title loan. You can get started by simply completing a few quick questions online. You will know exactly how much you can qualify for within a few short minutes. Using the equity in your car you could find the answers that you need to your financial problems today.

Keep Your Car While Paying Your Title Loan Back

You will be able to keep your car to use while paying your title loan back. Your title loan lender will simply hold the title to your car just like the original lender when you bought your vehicle. Once your loan is paid off you will get your title back.

Business Hours

Sunday               8 AM–12 PM 
Monday              8 AM–6 PM
Tuesday              8 AM–6 PM
Wednesday        8 AM–6 PM
Thursday            8 AM–6 PM
Friday                 8 AM–6 PM
Saturday            10 AM–2 PM

Cities Covered

Auto Title Loans in Clovis CA

What is a Car Title Loan?

A car title loan is a short-term, high-interest loan that uses your vehicle's title as collateral. Designed for individuals in need of fast cash, this type of loan is available to those with a clear vehicle title in their name. The loan amount is based on the value of your car, and repayment typically occurs within 36 to 48 months.

How Car Title Loans Work in Clovis, California

  1. Application Process: Start by finding a reliable lender in Clovis, either by applying online or visiting local businesses that offer title loans. Provide the lender with basic information about your car, such as its make, model, year, and mileage, along with proof of ownership, like your car title and registration.

  2. Vehicle Assessment: The lender will assess your car to determine its current market value, which will be used to calculate the maximum loan amount. In Clovis, lenders generally offer loans up to 50% of your vehicle's value.

  3. Loan Agreement: Upon assessment, you'll be given a loan agreement that details the terms and conditions, including the loan amount, interest rate, repayment terms, and any additional fees. It's crucial to thoroughly review this document and ask questions if anything is unclear.

  4. Receiving the Loan: If you agree to the terms and conditions, sign the loan agreement and surrender your car title to the lender. In return, you'll receive the loan amount, either in cash or via direct deposit.

  5. Repayment: You're required to repay the loan within the specified time frame, typically 36 to 48 months. If you're unable to repay the loan in full by the due date, you may be able to extend the loan by paying a fee. However, this can lead to additional interest charges and could put you at risk of losing your vehicle if you're still unable to pay off the loan.

Pros and Cons of Car Title Loans in Clovis


  • Fast cash: Car title loans provide quick access to cash, often on the same day of application.
  • No credit check: Approval is based on your vehicle's value, so credit scores don't impact the decision.
  • Keep your car: Even though the lender holds your car title, you can continue using your vehicle during the loan repayment period.


  • High interest rates: Car title loans tend to have steep interest rates, making them a costly form of borrowing.
  • Longer repayment terms: Repayment terms of 36 to 48 months can be a double-edged sword, as they provide more time to repay the loan but also accrue more interest over time.
  • Risk of repossession: If you fail to repay the loan, the lender can repossess your vehicle to recover their losses.

Tips for Borrowers in Clovis

  1. Shop around: Compare interest rates and terms from various lenders to find the most favorable deal. Don't hesitate to negotiate better terms or lower interest rates.

  2. Borrow only what you need: Borrow just enough to cover your immediate financial needs, as you'll need to repay the loan within the given time frame.

  3. Have a repayment plan: Ensure you have a strategy in place to repay the loan within the specified time

    frame. This will help you avoid late fees, extensions, and the risk of repossession.

    1. Read the fine print: Carefully review the loan agreement and ensure you understand all terms and conditions, including interest rates, fees, and penalties for late payments or loan extensions.

    2. Consider alternatives: Car title loans are not your only option for quick cash. Investigate other possibilities such as personal loans, credit card cash advances, or borrowing from friends and family before committing to a car title loan.

    Car title loans in Clovis, California can be a practical solution for those in need of fast cash and who possess a clear car title in their name. However, it's essential to weigh the pros and cons, understand the loan terms, and establish a solid repayment plan. By following the tips provided in this guide, you can make an informed decision and confidently navigate the world of car title loans. Always remember to explore all your options and choose the financial solution that best meets your specific needs.



Disclaimers is NOT A LENDER and we do not make short-term cash loans or credit decisions. However, we have a vast network of lenders across the country who do provide these services. These include but are not limited to Tradition Media Group and Champion Financial Services.

We are able to help borrowers in almost all states even though we do not have physical locations.

The loan amounts offered by our lenders will vary based on the vehicle value and the borrower's ability to repay.

Since we do not lend money directly we cannot offer you a solicitation for a loan. In all serviced states we WILL connect you with a lender based on the information you provide on this website or via phone conversation. There is no charge to you for this service and our service is not available in all states. States that are serviced by this website are subject to change without notice. Loans are not available in all states and areas.

Interest rates and payment terms are set by individual lenders and we have no control over these. The use of the word, “competitive,” or “reasonable,” does not mean “low-cost” and borrowers should use discretion when working directly with the lender.

We cannot guarantee we will find a lender who will fund you. Submitting information on this website does not guarantee loan approval. Not all lenders can provide loan amounts you may see on this website due to state laws or individual lender requirements.

In some circumstances faxing may be required. Use of your cell phone to receive updates is optional. Please review our Privacy Policy.

Subprime loans can be costly, and there may be more affordable alternatives available to you. It's important to note that these loans are designed to address immediate cash needs and should not be used as a long-term solution. Additionally, eligibility for loans may vary by state, and our company has no access to information regarding rejected loan applications. If you have any questions about loan rejections or eligibility, we recommend contacting the lender directly for more information.

Lenders are typically licensed by the state where you live. We recommend that you contact the relevant regulatory agency to ensure that your lender is licensed and compliant with state regulations. These agencies exist to protect you, and we strongly advise ensuring that any lender you receive funds from is fully licensed.